Privacy policy

This policy explains what data the Lisio app collects, why, and how you stay in control of it. The data controller is . Questions: support@lisioapp.com.

Data we collect

• Account: email address, first name, password (stored only as an argon2 hash), or your Google / Apple identifier if you sign in that way.
• Data you enter: accounts, transactions, subscriptions, clients, invoices, budgets, savings goals, suppliers, projects, categories.
• Preferences: currency, spaces you use (personal, business), language, time zone (to date your reminders correctly).
• Technical data: IP address and device type, used for security (limiting sign-in attempts, active sessions).

Lisio never connects to your bank, card or payment provider: it stores the information you enter or explicitly import yourself.

CSV imports and receipt recognition

CSV statements are sent to the Lisio server to preview and import the transactions you select. Receipt text recognition runs on your phone using Apple Vision on iOS and Google ML Kit on Android. Images are not sent to a remote OCR service; a receipt is uploaded to Lisio only when you save it as an attachment. You review suggested fields before saving a transaction.

Why

• To run the service: show your balances, compute your monthly costs, generate your payment alerts.
• To secure your account: email verification, password reset, detection of compromised sessions.

Lisio does not sell or rent your financial data and does not use it to target ads.

Advertising in the free version

The free version may display a Google AdMob banner above the main navigation. Lisio Pro accounts do not display this banner. Advertising availability depends on the app version, platform and your privacy choices.

When advertising is enabled, the Google Mobile Ads SDK may collect and share with Google and the advertising partners identified in the consent form: your IP address (which can indicate an approximate location), device and advertising identifiers where available, interactions with the app and ads, and diagnostic data. These are used to deliver and measure ads, prevent fraud and, subject to your consent where required, personalize ads. Lisio does not send your balances, transactions, invoices, receipts, email address or Lisio account identifier in ad requests.

Google User Messaging Platform (UMP) manages the consent form and stores your privacy choices on your device. Where consent is required, you can accept or refuse the proposed purposes and partners. Accepting these terms or this policy does not constitute advertising consent. You can change or withdraw your consent through Settings → Advertising choices when this option is available. Refusing personalized ads does not require a Pro purchase or remove the free version's features; depending on your choices and Google's eligibility checks, you may receive non-personalized or limited ads, or no ads.

Google and the partners listed in the consent form may process advertising data outside your country of residence. Their retention periods, applicable transfer safeguards and rights procedures are described in their privacy policies; deleting your Lisio account does not automatically delete data they previously collected. See Google's privacy policy and how Google uses data from partner apps. The consent form identifies the relevant partners and their policies.

Hosting and security

Data is stored in a PostgreSQL database on a dedicated server, backed up daily. Traffic between the app and the server is encrypted (HTTPS). Session tokens are kept in your phone's secure storage (Keychain / Keystore).

Retention

Your data is kept as long as your account exists. Backups are erased after 14 days.

Your rights

You can view, correct, export (Settings → Export my data, as a spreadsheet or a complete copy) and delete your data at any time in the app. Deleting your account (Settings → Delete my account) immediately erases all your data from the database. You can also exercise your rights of access, rectification, erasure and portability by writing to support@lisioapp.com.

Notifications

Payment reminders are scheduled locally on your phone. With Lisio Pro, alerts for overdue invoices and budgets are also sent as push notifications through Google Firebase Cloud Messaging, which receives only your device identifier and the text of the alert. You can turn them off in Settings → Reminders.

Lisio Pro purchases

The subscription is paid through Google Play or the App Store: Lisio never sees your card or payment details. Purchases are verified through RevenueCat, which receives your Lisio account identifier (not your email) and the purchase history from the store, to tell us whether Lisio Pro is active.